Tips for a Great Smile

Whether we want to admit it or not, we’re all a bit self-conscious about our smiles at some point in our lives. Whether we are concerned about the color are teeth or the straightness of our pearly whites, our smile is a big factor of our self-esteem.

You’re probably familiar with the basic rules of caring for your teeth: brushing your teeth twice a day, flossing every night, and regularly going to the dentist. There are, however, steps you can take to ensure that these steps actually improve the quality of your smile. Check them out below.

  • Opt for a Straw

Many people want the whitest smile possible, but don’t want to give up their daily coffee. Some of us simply cannot live with our caffeine fix, but coffee is notorious for staining the teeth. If you don’t want to give up your coffee, simply use a straw. If you’re worried about the environmental implications of using plastic straws, consider investing in a reusable metal straw.

  • Stop Smoking

There are a ton of reasons why you should quit smoking, and a better-looking smile is just another one of those reasons. The tar in cigarettes renders teeth yellow and it also inflicts massive amounts of damages to the gums. If you haven’t quit smoking yet, please consider quitting. No matter how hard it may seem, options are out there.

  • Add Baking Soda

A lot of toothpaste already includes baking soda, but if your toothpaste of choice does not already include baking soda, consider adding it. Baking soda is known for its whitening properties and many have seen success when adding it to their dental care routine. Baking soda can be found easily at most grocery stores, but be sure not to use it every single night. All you need to do is incorporate into your routine a couple of nights a week.

  • Upgrade Your Toothbrush

Brushing your teeth on a consistent schedule may not be enough to improve your smile. You may want to check out that you’re brushing your teeth with the best toothbrush possible. Experts recommend changing out your toothbrush every three months. Using toothbrushes with worn down bristles can actually end up hurting your teeth. If you’ve been sick, make sure to toss out your toothbrush so that you don’t introduce bacteria back into your system. You should check out more tips about picking a toothbrush from Babylon Dental Care.

  • Eat Healthier

We often forget the importance of our dietary choices on our dental health. Eating healthy not only helps the rest of our bodies but can help our teeth as well. If you’ve noticed that you have been developing a lot of cavities lately, you might want to try limiting your sugar take. An easy way to do that is limiting how much soda you drink. Soda is full of far more than the daily recommended amount of sugar and cutting it out is an easy way to save your waistline and your teeth.

Why I Pay for Snow Removal Services

Snowy sidewalks are intensely irritating. I hate slipping and falling on my behind, not only because it can be painful and lead to some nasty bruises but also because I have slipped on icy patches and spilled coffee all over myself, several times!

I eventually learned to walk a little more carefully, even though I can still sometimes slip on the snowy parts of my sidewalk. I experimented with de-icing salt but realized that I was damaging the inside of my house (the carpet and floorboards) by tracking salt inside. I do not know if it was an effect of how much de-icing salt I was using, how I distributed it across my sidewalk, or if maybe it is about what type of de-icing salt I bought (living in Chicago, there are lots of available products!).

However, I was a little upset that I had to learn to dance a careful dance merely to get to my sidewalk every morning to go to work. I have cousins in other states whose winters never dip below thirty degrees. Meanwhile, I am freezing at all times and just trying to make it to my car in one piece.

Nevertheless, I figured out what steps to take and how I could walk carefully enough to not slip. I thought that I had figured it all out — and though I was upset at the maneuvers required of me, I was just happy that it was becoming rare for me to spill coffee all over my work clothes.

And then I almost wrecked my car. In the first part of the winter, as I learned how to navigate my icy sidewalk, I had neglected to be anxious about my driveway. The pavements seemed to be different materials and the driveway was never as icy as the sidewalk in front of my house was.

But one day, I pulled out of my driveway by reversing the car into the street and then stopping to shift to drive and pull out into the street. Except, I did not actually stop reversing. My car just continued to slide backward, into the street. It was terrifying! I repeatedly braked and eventually, my car stopped, but not without much consternation. Though I was safe and no one was injured (except, perhaps, my brake pedal which was stomped harder than likely intended), I deserve to drive and walk safely on my own property.

I decided to turn to professionals for snow and ice removal. I asked around and Daybreaker Landscapes had a great reputation in the Chicagoland area for quality service at an affordable price. Some people have dramatic snowfall events that they need removed on an individual case basis, and contract Daybreaker Landscapes out to clean it up only once. My property, on the other hand, was set up for scheduled, continual snow removal services because I was most worried about the steady accumulation of snow over time. My neighborhood is not the target of blizzard events but rather faces a slow and steady rise of ice and snow — which can lead to bumped behinds and precarious driving.

Tips for Working with Freight Factoring

It’s a situation plenty of truckers find themselves in: they aren’t getting paid quickly enough for freight they have to deliver. They’ve got to cover their gas bills. They’ve got bills at home to pay. They’ve got to eat. The money still isn’t coming.

It’s one of the most stressful parts of being a trucker, but there are ways to get around this issue: factoring. Factoring involves a trucker selling their invoices for freight delivery in exchange for payments upfront. They give away a portion of the overall pay in order to get the money when they need it. It’s a situation in which everyone wins, so long as you choose the right factoring company.

Since you’re dealing with your income, you don’t want to go with a company that isn’t honest. Some factoring companies will look for ways to take advantage of you by sneaking in tricks to take more of your income. Factoring is a great resource, but only as long as you pick a factoring company that is designed to be honest and truly help you out.

How do you do that? How do you make sure you make the right choice? Take a look at these tips and try to use them when picking your factoring company.

Look for experience

A factoring business that has been around and remains successful is probably legitimate. A new factoring business may spring up and offer suspiciously great terms, which you should greet with great suspicious. Go with those who have proven they are legitimate over a long period. Businesses like TBS Factoring have been in the business for decades and come with a huge list of positive reviews. Go there first for all your factoring issues.

Make sure there are no sign-up fees

Less reputable factoring companies will try to add in ways to make you pay more. Ask upfront if there is a sign-up fee. The legitimate factoring companies won’t charge one.

Make sure there are no long-term obligations

Like sign-up fees, this is a way some factoring businesses will try to force more money out of you. They’ll make you sign up for a long-term deal so that your one-off financial issues become a regular pain that cost you over and over. Big factoring companies shouldn’t make you sign up for anything beyond this individual deal.

Check the rates and compare them

Factoring rates are incredibly reasonable, or they should be. Ask for the rates of the factoring company you are considering, and compare them to other competitors to make sure you’re getting a fair rate.

Find out if they’re members of the International Factoring Association

Being a member ties the factoring company to certain ethical standards, including being honest with all customers and keeping accurate records. Membership promises you a better factoring experience.

If you follow all of the above tips, you’re sure to get the factoring experience you were looking for, with the money you need now, reasonable rates for the service, and no long-term financial obligations.

Detroit’s unsafe streets (to drive)

No one has ever gone on record calling Detroit a safe city, but it now has the prestige of being the most dangerous city in the country to drive in. According to nerdwallet, Detroit matches up quite poorly compared to other major cities in the US.

To start with, it has the highest probability of a car being stolen and the highest probability of a car being broken into. Such stats would be bad enough, but the city also has the second highest rate of fatal car crashes per 100,000 residents at 16.2 (only Baton Rouge scored worse in this category with a 16.6). Detroit’s insurance rates are also astronomical, a major sign of danger because insurance companies charge more for more risk (since it’s more likely they will have to pay out). The average insurance rate in Detroit is over $5,000, compared to Baton Rouge (which, remember actually had a worse accident-related death score), which charges on average about $2,600 (the difference being because of the theft and break in rates were much lower in Baton Rouge).

Finally, driving in Detroit means a driver has a 16.6 percent higher chance of getting into an accident than in the average American city. For a truly stunning comparison, there is a more than 30 percent differential between Detroit and the safest city nerdwallet studied. That means that a driver in Cary, North Carolina has a 30 percent better shot of avoiding an accident than if that same driver were driving in Detroit. The difference in insurance rates between the two cities was $4,680.

All of this means, if you live in Detroit, you are likely to be in an accident once in about every eight and a half years. And, since the rate of fatal crashes is so high, the probability of a truly dangerous crash the next time around is extremely worrisome.

While these facts may mean excellent business for Detroit-based car accident attorneys, they are bad news for everyone else. With all of Detroit’s problems, the city hardly needs the reputation of also being unsafe even to drive through.

In all likelihood, the best way to remove Detroit from this list is also the best way to fix the city as a whole, which is hardly the easiest task, as most would admit.

If Detroit’s overall poverty could be successfully addressed, that would mean fewer instances of car theft and break-ins. That alone would lower Detroit’s insurance costs, and its score would certainly go down.

However, the overall problem of such a high rate of accidents, and fatal accidents at that would require further study to search for the proper solutions. It may be, for instance, that the rate is higher in Detroit because of the wintry weather, however many other northern cities do not seem to suffer from the same trouble.

All of this, unfortunately, is all speculation. For now, Detroit’s troubles look to remain with the city, at least in the near term, which means its new reputation for an unsafe driving city is likely to stick around too.

While You have the Right to Refuse a Breathalyzer, doing so can Result in the Suspension of Your Driver’s License

Driving under the influence (DUI) and driving while intoxicated or driving while impaired (DWI) are serious traffic crimes that refer to driving while impaired by the effects of either alcohol or drugs (illegal, prescription or over-the-counter drugs). Some states use DWI and DUI interchangeably to refer to the same crime, others, on the other hand, differentiate between the two, using DUI to signify lesser intoxication.

In all U.S. states the blood alcohol concentration (BAC) level limit is 0.08% (this is usually reached after consuming about four regular bottles of beer within an hour). A driver who registers a 0.08% BAC level will be considered alcohol-impaired and charged with DUI or, in some states, DWI if his/her BAC level is higher than 0.08%.

A traffic enforcer or any police officer has the authority to stop a driver suspected of drunk driving; he also has the authority to require a driver to undergo sobriety tests, like standing on one leg and walking in a straight line he/she can also require a driver to submit to a breathalyzer test. In the website of National Highway Traffic Safety Administration’s (NHTSA’s) Traffic Safety Facts, it is said that as part of the evidence-gathering process for an impaired driving investigation, a law enforcement officer typically requests a breath sample from the driver. All States have some form of an implied consent  law, which provides that as part of accepting the agreement for receiving a license, a driver agrees to provide a breath, blood, or urine sample when properly requested.

As explained by the law firm Truslow & Truslow, drivers do have the legal right to refuse a breathalyzer test. However, refusal of the test does come with some costly consequences. Drivers who refuse the test will have their license immediately reprimanded and suspended for at least six months. This suspension period is based on your past driving record and whether you have previously refused a breathalyzer test. Refusing the test may not always be a wise decision, and it is best to consult with your attorney before any action after an arrest.

One important thing everyone needs to know about professional-grade breathalyzer devices, however, is that though this is believed to be highly accurate and sensitive, there are important factors that need to be consider when using these on suspected drunk drivers:

  1. These breathalyzers require periodic calibration in order to maintain accurate readings; failure to calibrate these on regular basis can affect BAC analysis.
  1. Breathalyzers can definitely measure alcohol which is present in alcoholic drinks; however, it will also give measurable BAC readings if one consumes food cooked in alcohol, or uses substances that contain (even small amounts of) alcohol, like toothache medicines and mouthwash.
  1. Acetone, which is detectable in the breath of those on high protein diets and diabetics, and other compounds that have a molecular structure similar to alcohol, may result to BAC readings. Besides these, adhesives, plastics, varnish, paint fumes, and cleaning chemicals with rubbing alcohol, can also produce false BAC results.

No matter the offense, criminal charges at any level should be taken seriously. This is because a person, who has been charged with, or is under investigation for, a crime can suffer serious prejudices in life even after he/she has already served his/her sentence. Thus, whether a case would be heard in a Municipal, Magistrate, State, or Federal court, having a dedicated and qualified criminal defense attorney to defend your case may save you from getting convicted and your future, from getting ruined.

 

Coverage of Workers’ Compensation

You can get injured in the workplace because of a variety of reasons. Maybe you work in a construction site and you have fallen into an unattended hole. Maybe you work in an office and you have slipped because of leaks in the air conditioner. Wherever you work, you are not safe from the dangers of workplace accidents and injuries.

It is a good thing that there is workers’ compensation, where companies give monetary compensation to make up for the damages the person has sustained while under employment. This is also a good way for employers to protect themselves, because employees typically cannot sue them if they are under workers’ compensation insurance.
But what exactly does this insurance cover? It can cover a variety of things, such as treatment costs of the injury that the employee has sustained, but the things it covers may vary depending on the jurisdiction and its laws.

Aside from the medical costs, workers’ compensation can cover salary replacements, but the coverage is typically not a hundred percent, but a significant percentage of the employee’s salary. Disability claims can either be temporary or permanent. These classifications refer to the type of injury and how this injury can affect the victim’s working capacity. The severity of the disability claims is a major factor in the salary replacement computation.

This insurance can also cover retraining costs. The employee may be out of work long enough to warrant retraining, or he or she may have missed or lost job-related knowledge and skills because of the injury or illness that has been sustained.

Workers’ compensation is a good way to ensure that the employees are not going to take a significant financial hit if they are hurt. This is particularly helpful for those who work on hazardous environments, such as construction sites and factories. The small downside is that these employees may not be able to sue their employers for their negligence. However, these employees can waive their workers’ compensation insurance if they really want to take their employers to court.

Divorce Mediation, Making Divorce an Easier, Faster, Cheaper and Less Painful Process

Misunderstandings, lack of communication, and not having enough time for one another can make a marital relationship turn sour, frustrating, painful and stressful. Some couples are able to find solutions to marital problems that slowly cause them to drift apart; other couples, however, end up hopeless and consider ending their marriage as the only means to having a peaceful life again.

Ending a marital union through divorce is not a painless process. So many marriage counselors and legal professionals say that the divorce process is a very sensitive and emotional procedure, especially with regard to issues such as child custody, child support, visitation rights, spousal support or alimony and division of properties, assets and debts. Besides being complicated, many spouses also find it very difficult to arrive at an agreeable settlement (regarding these issues) because they refuse to agree to the demands of each other.

Failure to reach an agreement, however, can only result to the divorce process landing on a family court judge’s desk and, once these issues become a judge’s concern, all decisions will be made by him/her, whether these decisions are acceptable to both spouses. These decisions, or course, are legal; thus, these require the spouses’ strict compliance or they shall find themselves in contempt of court.

Though some couples continue to choose to settle divorce in court, many others now seek a procedure that is faster, cheaper and is not argument-filled; one that promotes respect and allows the spouses, rather than a judge, to decide on all matters. This divorce process is called divorce mediation.

Divorce mediation has become a more preferable way of settling divorce due to the many benefits it provides. It is done through the help of a neutral third-party mediator, who is usually chosen by the spouses themselves. Though the mediator can share his/her opinion to give light to issues that need to be settled, he/she can never decide or impose anything on the couple.

This process of mediation offers the following benefits:

  • Allows spouses to arrive at the most agreeable and workable solutions to all issues;
  • Gives spouses total control of the proceeding and its outcome;
  • Promotes openness between the spouses;
  • Much cheaper compared to a court hearing and requires lesser time; and,
  • Ensures privacy as the procedure involves only the spouses (with their respective lawyers, if they have one).

Mediated divorce also helps preserve spouses’ respect for one another. This an important element in any divorce procedure as this will affect children’s ways of relating to both of them after their divorce. Thus, rather than a painful court experience, which anyone can witness, a peaceful and friendly settlement will definitely be more preferable.

It is recommended for married couples, who are seeking a divorce, to consider alternative dispute resolutions before entering their case into the already overcrowded court system. In fact, some courts even require that a couple first goes through mediation in an attempt to solve their divorce quicker and with less complexity. Mediation is an often overlooked option that divorcing couples should consider before pursuing litigation as an option.

All You Need To Know About Whiplash

Whiplash refers to the forward and backward movement of the neck causing strain in the area. According to the website of Karlin, Fleisher & Falkenberg, LLC, whiplash happens as a result of a sudden stop or from a collision between two objects. While it is usually associated with car accidents, any impact or blow that cause your head to jerk forward or backward can cause neck strain. It could cause the stretching of your muscles and tendons in the neck.

The symptoms of whiplash usually happen within 24 hours after the incident. They may last a few days up to several weeks. Some of the common symptoms of whiplash include:

  • Neck pain and stiffness
  • Headaches
  • Dizziness
  • Blurred vision
  • Constant weariness

Less common symptoms may include the following:

  • Problems with concentration and memory
  • Ringing in the ears
  • Inability to sleep well
  • Irritability
  • Chronic pain in the neck, shoulders, or head

The good news is that whiplash can be easily treated. Doctors will usually prescribe over-the-counter drugs, ice, and other remedies. To ensure your quick recovery, you can do the following:

  • Apply ice on your neck to reduce pain and swelling immediately after the injury. Do it for 20 – 30 minutes every 3-4 hours for a span of 2-3 days. Make sure to wrap the ice in a thin towel or cloth to keep the skin from getting injured.
  • Taking pain relievers such as ibuprofen or naproxen can help ease the pain or swelling. Consult your doctor before taking any other medicines or if you are suffering from any medical conditions.
  • Support your neck with a brace or collar. However, they are not recommended for long term use because they can weaken your neck muscles.
  • Apply moist heat to your neck but only after 2-3 days of initially applying ice on it
  • Considering other treatment methods such as ultrasound and massage can also help.

A Look At The Different Equality Issues In The Workplace

The office is supposed to be a place where equality and fair play should exist. It should be a venue where everyone gets equal opportunity for all the benefits in the workplace such as promotions, salary raise, and others. Unfortunately, this is not the case. According to the website of Slater Pugh. Ltd. LLP, discrimination is quite common in a place where equality should be practiced.

Latest figures from the US Equal Employment Opportunity Commission (EEOC) reported 89,385 charges of workplace discrimination in 2015. Discrimination of any kind is quite prevalent in offices these days. When employers provide preferential treatment to a certain group of individuals, they are committing discrimination and may be subject to liability. When a hiring manager rejects the application of a person with disability or because of their color, it is an example of disability. Here we will look at the different kinds of workplace discrimination.

Age Discrimination

No employee shall be denied or excluded from benefits or be subjected to discrimination because of age. There is discrimination when the individual’s superior creates a hostile or intimidating environment that will limit the ability of the individual to perform.

The Age Discrimination Act of 1975 prohibits discrimination based on age in programs or activities that receive Federal financial assistance. On the other hand, the Age Discrimination in Employment Act only covers discrimination of people who are more than 40 years old.

Citizenship or Immigration Status

Under the Immigration Reform and Control Act of 1986, discrimination upon an individual’s citizenship or immigration status is prohibited. The law protects US citizens, recent permanent and temporary residents, asylees, and refugees from being discriminated due to their citizenship. The Office of Special Counsel for Immigration-Related Unfair Employment Practices enforce the anti-discrimination policy of the IRCA.

Disability

The Rehabilitation Act of 1973 and the Americans with Disabilities Act protects persons with disabilities from discrimination. The law prohibits discrimination in employment, public transportation, public accommodation and commercial facilities, and telecommunications.

Religion

Title VII protects an individual from being discriminated on the basis of their religion or lack of religious belief. They cannot be prohibited to “refrain from participating” in a religious activity as a condition for employment. Harassing an individual because of their religion is also illegal under Title VII. Saying offensive remarks against a person’s religious belief or practice is considered harassment.

Sex

Under Title VII of the Civil Rights Act of 1964, discrimination in any aspect of employment such as hiring, firing, pay, job designation, promotion, layoff, training, and others. It also prohibits discrimination of a transgender, lesbian, gay, or bisexual. Title VII also encompasses making unwelcome sexual advances, requests for sexual favors, and other verbal or physical harassment of a sexual nature.

Race

Title VI and Title VII protects individuals from being discriminated just because they are affiliated with a certain race.

How Can I Deal with Wrongful Death?

Dying’s easy—easier and faster than falling asleep, so said Sirius Black. But, really, nobody knows. It’s just that when someone’s gone—they stay gone. Sometimes, all it takes is a second for a life to be over—one mistake, one act of negligence to cost someone’s life.

The hard part is living after it, especially if you were dependent upon the person who had so recently passed away. For example, imagine that the primary income earner of your family were to suddenly die due to a workplace accident and suddenly, everything that they did for the family comes to light because there’s nobody now to do them anymore. Who will do the grocery shopping, who will pay the bills, who will pay off the debts that they may have had? Who will take care of them now – especially since there’s so much else to be taken care of, after a wrongful death situation?

According to the website of the lawyers with Williams Kherkher, it is a known trick for some insurance companies to take advantage of those who are in a state of grieving and panic to offer sums that can appear great at first glance for it covers the initial stressors of the situation but, really, costs the victims so much more in the long run.

How you can deal with wrongful death, first and foremost, is to realize that you can ask for help and that the easiest, most convenient option isn’t always right. More often than not, you are owed better than what you think is a good deal.

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